Terms and Conditions

INTRODUCTION
This document constitutes a binding agreement between you, the user, and Virtual Business 360. It outlines the terms under which you may access and use our websites, products, and services. By accessing our websites or purchasing any products or services from Virtual Business 360, you agree to comply with these terms. If you do not agree with these terms, you must immediately discontinue use of our websites and services.

ACCEPTANCE OF TERMS AND CONDITIONS OF USE
By using our websites or purchasing products or services, you confirm that you have read, understood, and agree to be bound by these Terms and Conditions (“Terms”). This agreement applies to all visitors, users, and others who access or use our websites or services. If you do not accept all the terms, you must cease use of the websites and services immediately.

REVISIONS TO TERMS AND CONDITIONS
We reserve the right to modify, amend, or update these Terms at any time without prior notice. It is your responsibility to review these Terms periodically for any changes. Your continued use of the websites or services after changes are posted signifies your acceptance of the updated Terms. If you do not agree to the revised terms, discontinue use of our websites and services immediately.

USE OF SITE
The websites are intended for use by individuals aged 13 years or older. If you are under 13, you may use the websites only with the assistance and permission of a parent or guardian. All content on the websites is protected by copyright laws and is intended for personal, non-commercial use only. You may not use any content in a manner that infringes upon our rights or the rights of others.

SITE SECURITY
Users are prohibited from compromising or attempting to compromise the security of the websites, including but not limited to accessing data not intended for them or breaching security measures without authorization. Violations of system or network security may result in civil or criminal liability. We reserve the right to investigate any such violations and cooperate with law enforcement authorities in prosecuting users involved.

USER SUBMITTED CONTENT
Any content, including but not limited to ideas, suggestions, reviews, or comments submitted by users to the websites, will be treated as non-confidential and may be used, reproduced, modified, adapted, published, translated, distributed, and displayed by us for any purpose, without compensation to the user. Users are responsible for ensuring their submissions do not infringe on the rights of third parties and do not violate any laws.

PAYMENT, ORDER ACCEPTANCE, AND FEES
All fees for services or products, including Software License Fees, Set-Up Fees, and Customization Fees, will be charged automatically from the client's preferred payment method. In case of non-payment, we reserve the right to suspend or terminate services immediately. Any disputes regarding fees must be communicated in writing within 10 days of the charge, and all undisputed fees must be paid promptly.

CANCELLATIONS
To cancel services, you must send a written notice to support@virtualbusiness360.com at least 30 days before the next payment period. You are responsible for paying the final month's payment in full. Failure to provide the required notice will result in continued billing and responsibility for payment. All outstanding payments must be resolved at the time of cancellation. Failure to cancel at least 30 days before your next monthly payment will result in another month’s payment. Allowing us proper time to shut down your services.
 
REFUNDS
There are no refunds. All sales are final, and payments made are non-refundable under any circumstances.

PRODUCT AND SITE CONTENT DISCLAIMER
All information, content, products, and services are provided on an “as-is” and “as-available” basis without warranties of any kind, either express or implied. We do not guarantee the accuracy, reliability, or completeness of any content or information provided. Users are solely responsible for verifying any information before relying on it.

LIMITATION OF LIABILITY
To the maximum extent permitted by law, we will not be liable for any direct, indirect, incidental, punitive, consequential, or any other damages resulting from the use or inability to use the websites, products, or services, even if advised of the possibility of such damages. This limitation applies to all claims, including but not limited to contract, tort, negligence, and statutory claims.

CONFIDENTIALITY
Users agree to maintain the confidentiality of any proprietary or confidential information they receive while using the websites or services and not to disclose it to any third parties unless required by law. Users shall use such information only for purposes related to the services provided.

INTELLECTUAL PROPERTY RIGHTS
All intellectual property rights, including but not limited to copyrights, trademarks, logos, and other proprietary rights on the websites, are owned by Virtual Business 360 or its licensors. Users are granted a limited, non-exclusive, non-transferable license to access and use the websites and content for personal, non-commercial purposes. Unauthorized use, reproduction, modification, or distribution of any content is strictly prohibited.

THIRD-PARTY INTERACTIONS AND LINKS
Our websites may contain links to third-party websites or services not owned or controlled by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be liable for any damage or loss caused or alleged to be caused by or in connection with any such third-party sites or services.

TERMINATION OF ACCESS
We reserve the right to terminate or suspend access to our websites or services immediately, without notice, for any reason, including but not limited to a violation of these Terms. Upon termination, your right to use the websites or services will cease immediately. All provisions of these Terms that should survive termination will remain in effect.

ENTIRE AGREEMENT
These Terms and Conditions, along with any policies or operating rules posted by us, constitute the entire agreement and understanding between you and Virtual Business 360 and govern your use of the websites and services, superseding any prior agreements, communications, or proposals.

SEVERABILITY
If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

SURVIVAL
All provisions of these Terms which by their nature should survive termination shall survive termination, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

INDEMNIFICATION
You agree to indemnify, defend, and hold harmless Virtual Business 360, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or related to your use of the websites or services or any violation of these Terms.

REMEDIES
We reserve the right to seek all remedies available at law and in equity for violations of these Terms and Conditions, including but not limited to the right to block access from a particular internet address to our websites.


MAINTENANCE, SOFTWARE UPGRADES AND BACKUP
From time to time, it is necessary for Virtual Business 360 to undertake maintenance of the system and Upgrade the Application Software. Virtual Business 360 will perform such maintenance and Upgrades to the Application Software in accordance with the following:
Scheduled Maintenance. Scheduled maintenance will occur as announced by Virtual Business 360 on its blog, by newsletter, by e-mail, or otherwise.
Emergency Maintenance. Maintenance may be required at times other than scheduled maintenance periods. Virtual Business 360 will use commercially reasonable efforts to complete such maintenance in a commercially reasonable period.
Software Upgrades. Virtual Business 360 may, at its sole discretion, determine if and when to upgrade current versions of the Application Software. Nothing herein shall obligate Virtual Business 360 to Upgrade the Application Software or the Service. Whenever practicable, Virtual Business 360 will seek to conduct Upgrades during the scheduled maintenance periods.

GOVERNING LAW AND JURISDICTION
These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the State of South Carolina, without regard to its conflict of laws principles. Any legal action or proceeding arising out of or related to these Terms or your use of the websites or services must be brought exclusively in the state or federal courts located in South Carolina. You consent to the personal jurisdiction of these courts and waive any objection to jurisdiction or venue.

CONTACT US
For further information, questions, concerns, or comments, please contact us at the email provided in the site footer or visit our contact page. We are committed to addressing any issues or concerns you may have regarding these Terms and Conditions.